25 best Instant loan apps | 100% loan approval

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Do you need an instant loan or need some instant money? Borrowing from a friend may not be a good option at all. Best instant loan apps can be the solution for your instant emergency cash. You can easily download these applications from the play store and to get a personal loan you have to get through a brief process and document verification.

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So if you are also looking for online loan app. You are also looking for someone from where you can get Instant Personal Loan App and its interest rate is also low. So in this blog we will talk about Top 25 Best Interest Personal Loan Apps from where you can take loan instantly with the help of just a few documents. In this blog, we will go into detail about all the apps one by one so that you can find a better app for yourself.

What is Instant Loan Apps?

The mobile apps providing instant loan facility is called instant online loan apps or instant loan application. Getting a loan from these mobile apps is a one-click process and the entire process takes only a few minutes. Also, there is no need to go to a traditional bank to apply for a personal loan and get a loan.

Documents required for Instant Loans Apps

The following documents are required to apply for personal loan application through these online loan applications:

  1. Identify proof
  2. Address proof
  3. Passport size photograph
  4. Bank account details and statements
  5. Salary slips

These documents are collected to verify your identity not for any other purposes.

List of Best Instant personal Loan apps

Here we have listed the 25 Best Instant Loan Apps for Instant Personal Loans in India, which are online loan applications as follows. This list is sorted according to user rating in 5 stars from google play store.

S.No.Apps NameRatings (in 5 Star)
1Paysense4.1
2Money Tap4.2
3Dhani4.0
4Early Salary4.3
5NIRA4.3
6Kredit Bee4.1
7Credy4.1
8M Pocket4.3
9CASHe3.7
10Payme India4.5
11Home Credit4.3
12Money View4.5
13India Leads3.8
14Smart Coin3.9
15Any time Loan3.0
16Zest Money4.6
17Bajaj Finserv4.0
18IDFC First Bank3.9
19Loan Tap3.7
20Lazy pay4.3
21Cash Bean4.3
22FlexSalary3.7
23StashFin4.0
24Fullerton India3.7
25RupeeLend3.0

KreditBee instant loan app

KreditBee is one of the best loan apps in India for self-employed as well as salaried people. After downloading the app, you have to fill and submit the online application and the money will be directly transferred to your bank account after approval.

KreditBee Features:

  1. You can avail a loan of Rs.1000 to Rs.2 lakh as per your approved credit.
  2. The loan tenure ranges from 62 days to 15 months
  3. Monthly interest rate varies from 0 to 2.49%
  4. The processing fee for the loan is Rs 130 to Rs 850

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You can visualize the loan repayment from KreditBee by searching for the EMI calculator available on the official website.

PaySense instant loan app

PaySense which is the best app to get instant loan also offers many types of personal loans. Even if you do not have a credit story, you can take a loan from this app.

PaySense Features:

  1. You can avail loans from Rs 5000 to Rs 5 lakh as per your approved credit.
  2. The average interest rate is 1.33% monthly.
  3. The processing fee for the loan is 2.5% of the loan amount + applicable tax or Rs 500 + GST ​​(whichever is higher).

Click here to download PaySense app for personal loan.

CashBean instant loan app

CashBean is one of the best instant loan apps in India for self employed people and salaried people. With minimal documentation, this app is a trusted choice among the best loan apps online. It promises to provide instant approval for loans and fast transfer of funds directly to your bank account.

CashBean Features:

  1. You can earn from Rs.1500 to Rs.60000. You can avail personal loan up to
  2. Average interest rate on loan is 2.75%
  3. It charges a processing fee of up to Rs 3000 depending on the loan amount.

To know more about cashBean click here.

mPokket instant loan app

mPokket is one of the best instant loan apps for student loans in India that offers instant and instant personal loan with minimum documentation. If you are looking for instant loan app without salary slip, then you can definitely visit mPokket.

mPokket Features:

  1. You can avail personal loan from Rs.500 to Rs.20000.
  2. The average interest rate on the loan is 3.5%.

Even though the borrowing limit is quite low, this instant loan app online is ideal for students who can borrow from these instant loan apps without any income proof. For example, if you are wondering, 'How can I get an instant loan of Rs 5000?', this is the best instant loan app without salary slip.

Visit mPokket for more information.

MoneyTap instant loan app

MoneyTap has become popular due to its excellent advertising and marketing strategy. It will surely be an injustice if we do not list it in the top instant loan apps list.

MoneyTap Features:

  1. You can avail loans from Rs 35000 to Rs 5 lakh as per your approved credit.
  2. The loan tenure ranges from 3 months to 3 years.
  3. Interest rate starts from 13% p.a.
  4. The processing fee for the loan is 2% of the loan amount + GST.
  5. Since this is an instant cash loan app, interest will be charged at the rate of 15% p.a. on the amount withdrawn.

For more information about moneytap.

CASHe instant loan app

Established in 2016, CASHe is the best instant loan app in India for salaried people. It provides secure and instant loan to work as one of the Most Trusted Instant Loan Approval Apps.

CASHe Features:

  1. You can avail a loan of Rs.9000 to Rs.4 lakh as per your approved credit.
  2. Loan term is from 62 days to 1.5 years
  3. The interest rate is 2.75% per month
  4. The eligibility of the loan amount depends on your take-home salary.
  5. The processing fee or processing fee for the loan is less.

LoanTap instant loan app

LoanTap is the best instant loan app in India as it caters to every need of personal loan like celebration, bike etc. There are many personal loan schemes or personal loan schemes and you can choose as per your convenience.

LoanTap features:

  1. You can avail loans from Rs. 50000 to Rs. 10 lakhs as per your sanctioned credit.
  2. The average interest rate per annum is 15%.
  3. The processing fee for the loan is 2% of the loan amount + applicable tax.

Conclusion :

If you really need money o urgent basis you can prefer one of these instant loan apps.

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